DO NOT use Speedy Cash
Speedy Cash will perform a credit check once you apply — which could negatively affect your credit scores by a few points.
Certain locations, and certain loan types, may require a credit check before approval. If that’s the case, the credit inquiry can slightly ding your credit score. Also, while paying off a Speedy Cash loan on time won’t help you improve your credit score, it can lower your score if you miss a payment.