Is it true that after 7 years your credit is clear?

Is it true that after 7 years your credit is clear?

Most negative information generally stays on credit reports for 7 years. Bankruptcy stays on your Equifax credit report for 7 to 10 years, depending on the bankruptcy type. Closed accounts paid as agreed stay on your Equifax credit report for up to 10 years.

3 Things You Need To Know About The 7 Year Removal Credit Report Law – FICO,Bankruptcy,Credit Karma

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